Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Auto insurance for ridesharing drivers
Posted: October 30, 2015
An alternative to traditional taxi services, ridesharing companies like Uber, Lyft and Sidecar use smartphone apps to connect passengers with nearby, privately contracted drivers. But while ridesharing is becoming increasingly popular, it’s also controversial due to the confusion around who, if anyone, provides insurance coverage if a driver is involved in a crash. How confusing is it, you ask? Insurance varies among ridesharing services. Some...
What is Uninsured or Underinsured Motorist Coverage, and Why Do I Need It?
Posted: October 22, 2015
Uninsured motorist coverage specifically helps if a driver who doesn’t have insurance causes an accident and leaves you with injuries. Similarly, underinsured motorist coverage helps protect you from expenses due to a crash caused by a driver who doesn’t have enough insurance to cover the cost of injuries you suffer. But why do you need it? One in seven drivers is uninsured or underinsured, according...
Collision Car Insurance Versus Comprehensive - What's the Difference?
Posted: October 14, 2015
We get it. Insurance can be confusing. But at Erie Insurance, our agents speak your language. This video describes the difference between collision and comprehensive insurance, two types of coverage that could be already included in your auto insurance policy. So what’s the difference? Collision car insurance covers damages to your car for accidents that happen when you crash with another vehicle, object or person....